Best KYC Software Providers in 2026

Zarema Plaksij

Copywriter

Like a digital security guard, the Know Your Customer (KYC) process helps you stop fraudsters and money launderers from using your company for illegal activities. Not only does KYC help fight financial crimes and maintain your business’s reputation, but it also brings a very practical benefit – avoiding massive fines from regulators.

But it’s impossible to verify each customer manually. That’s why KYC providers offer specialized tools that automate and quickly handle these checks, making the process faster and in line with all legal compliance regulations. So, by partnering with a provider, businesses can focus on growth while minimizing financial and legal risks.

To help you find the right KYC compliance software provider that matches your business needs and turns your KYC process into a competitive advantage, we’ve reviewed the top 7 companies that specialize in KYC compliance.

1. Ondato
2. Jumio
3. Entrust IDV (formerly Onfido)
4. Trulioo
5. ComplyAdvantage
6. Shufti Pro
7. Veriff

How to Choose KYC Software?

The right KYC software can make your business stand out from the rest in the way you treat your customers: both old and new. A smooth, fast, and transparent KYC process can give you the competitive edge you seek – a flawless customer experience that incites trust.

After analyzing multiple KYC tools, we’ve come to the conclusion that the best solutions make compliance feel simple, not stressful. Here are a few strategies to consider when selecting a KYC software.  

Start with automation that actually works
We’ve seen tools that claim to be “AI-powered verification”, only to hand back half the cases for manual review. Look for real automation, like document parsing that doesn’t choke on poor lighting, liveness checks that don’t frustrate users, and decisioning logic you can tune to your risks, so that you don’t have to call customer support every time.

Scalability matters more than you think
KYC volumes fluctuate: sudden marketing spikes, new product launches, seasonal onboarding waves. The right provider handles all that without slowing down. That’s why we recommend to always look for systems built on resilient infrastructure with clear performance SLAs.

Compliance shouldn’t box you in
Your provider should keep up with regulations, and ideally warn you before changes in Anti-Money Laundering (AML) come around. That is why flexibility is key: adjustable risk scoring, configurable workflows, and customizable reporting – all matter. When we evaluate vendors, workflow configurability is one of the first things we advise to stress-test.

Don’t underestimate the user experience
Smooth UX directly impacts conversion. Businesses can reach a double-digit revenue increase just by switching to faster, clearer KYC compliance flows.

If you choose a KYC platform that’s accurate, scalable, and human-friendly, compliance becomes a true competitive advantage.

Overview: Comparing KYC Software Providers

Honorable mentions go to the following KYC solution providers, who also show high potential and are highly competitive.

• iDenfy is a flexible identity verification and fraud-prevention solution for startups/SMEs and global operations, offering document and biometric checks, AML tools and risk scoring for global digital onboarding. Tiered/usage-based pricing: with entry plans for smaller volumes, per-verification pricing, and higher tiers for larger or more advanced AML/KYB needs. 
• IDnow offers both automated and manual (video) verification flows, suitable when you need stronger identity verification, for example, for high-risk users, or operate under strict regulatory jurisdictions. Offers quote-based enterprise pricing that varies by verification type (automated vs. video), regulatory requirements and transaction volumes. Positioned more as a mid- to high-end solution.
• Fenergo is designed for larger institutions needing full client lifecycle management: customer onboarding, compliance, transaction monitoring, and offboarding. Strong for banks, asset managers, FinTechs scaling compliance infrastructure. Enterprise-grade, project-based pricing for banks and large financial institutions, typically involving multi-year CLM/KYC deployments rather than per-check billing.

Evaluation Criteria for KYC Tools

When we evaluate a KYC provider, we try to cut through the buzzwords and get to the things that actually determine whether the solution will help your business scale or slow it down. Here are the criteria that reliably separate solid KYC compliance partners from risky experiments:

Quality and breadth of verification methods

A strong provider offers multiple verification options: document scanning, biometric checks, database lookups. Top-tier KYC providers pull data from multiple authoritative databases, including government registries, credit bureaus, and sanctions lists. They also allow you to mix and match functionalities depending on your risk profile. We advise to always test edge cases: low lighting, different document types, or using older devices. If the tool falls apart outside what can be called “perfect conditions”, keep looking.

Speed and user experience

We believe customer verification should take seconds, not minutes, because your customers won’t wait. So, it’s best to test the actual user flow yourself. See whether you’re frustrated by the interface. If yes, then your customers definitely will be. The best platforms we’ve looked at achieve verification rates above 90% on the first attempt, minimizing drop-offs.

Variety of integration options
KYC tools shouldn’t take months to plug into your existing systems. That’s why, look for modern APIs, clear documentation, SDKs for web and mobile, and sandbox environments that don’t require sales approvals every five minutes. Bonus points if a KYC software provider’s customer support team actually understands your technical stack.

Trustworthy compliance credentials

We’ve learned that a provider’s certifications say a lot about their internal maturity. Look for ISO 27001, SOC 2, GDPR alignment, and region-specific approvals if you operate globally. If a vendor gets cagey when you ask about audits or data-handling practices – that’s a red flag.

Real-world customer proof

We always check reviews on trusted platforms, like G2, Capterra, TrustRadius, or ask for case studies that match your industry and risk level. But, it’s best to look for measurable results: uplift in pass rates, reduced manual reviews, shorter customer onboarding time, etc. A mature KYC provider should be proud to share those numbers.

Transparency in costs and scalability

Pricing shouldn’t feel like a treasure hunt. What you want is clear price tiering, predictable overage fees, and insight into how costs scale as your user base grows. Hidden fees, like for retries, manual review, or rejected documents, are all indicators of future problems and unexpected costs.

Reliable customer support 

We suggest you look for providers who act like an extension of your team, providing you with proactive compliance updates, responsive troubleshooting, and real humans who understand your business model.

To sum up, evaluating a Know-Your-Customer provider through these criteria helps you choose a partner who can support your growth and help you stay compliant, uphold user trust, and keep your operations running smoothly.

Best KYC Service Providers

#1 Ondato

Ondato has been consistently recognized as a Momentum Leader and top in AML software category on G2. Being a comprehensive compliance suite, Ondato’s product integrates core identity verification, KYC, AML, and KYB functionalities into one platform. Its strength lies in offering crucial features like video KYC, false positives reduction, and liveness detection. Known by its user-friendly interface and potential to reduce verification costs significantly, Ondato makes compliance quick, efficient, and reliable for global operations.

Key features:

• AI-powered identity verification, document capture and validation, biometric verification, ongoing compliance automation.
• Real-time AML screening, adverse media, sanctions and PEP screening.
• Business identity verification, company registry checks, beneficial ownership verification.

Integration: RESTful API + SDK integration. Supports omnichannel flows (web + mobile + “switch device mid-flow” if needed) with customizable workflows and no-code/low-code options for onboarding. 

Certification:

• ISO/IEC 27001
• iBeta PAD Level 1 & 2 
• GDPR and CCPA-compliant

#2 Jumio 

Jumio is known for leveraging AI and biometrics to provide continuous, contextual identity intelligence. Their Jumio Identity Graph is used for stopping sophisticated fraud. Overall, Jumio technology is driven by machine learning, trained on billions of data points, ensuring high assurance and broad global coverage across thousands of ID types, which makes it a good choice for enterprise-level organizations focused on minimizing fraud risk throughout the entire customer lifecycle.

Key features:

• Biometric identity verification, document verification, selfie-based authentication with liveness detection.
• Automated AML screening, including PEP and sanctions screenings, as well as customer due diligence procedures.
• Business screening and verification, risk assessment of associated entities.

Integration: Comprehensive integration tools: robust API and holistic mobile SDK for iOS/Android. 

Certification:

• ISO/IEC 27001
• SOC 2 Type 2
• iBeta Level 2 PAD compliant
• GDPR compliant 

#3 Entrust IDV (Onfido) 

Built on the former Onfido platform, Entrust IDV specializes in verifying that a user’s digital identity matches their real-world ID by combining document checks with biometric face matching (selfie or video). The solution is AI-powered but also incorporates human review where needed, a hybrid approach designed to keep pass rates high while filtering out sophisticated fraud. Primarily focused on KYC identity verification rather than deep KYB verification, it can help organizations meet KYC and AML obligations when integrated into broader compliance workflows.

Key features:

• Automated global document and identity verification, facial biometrics.
• Integrated AML checks and compliance tools.
• Supports business identity verification and monitoring.

Integration: Developer-friendly API and SDKs for web/mobile apps. Easily embeds into existing onboarding workflows.

Certification:

• ISO/IEC 27001
• SOC 2 Type 2
• iBeta PAD Level 1 & 2 compliant
• GDPR compliant 

#4 Trulioo

If global reach is your priority, Trulioo remains a strong recommendation. Its platform is built on a network of 450+ global and local data sources and supports more than 14,000 ID document types across 195 countries, unified through a single API and orchestration layer. Customers and independent reviews consistently highlight strong match rates, broad geographic coverage and the ability to balance onboarding cost, speed and compliance at scale.

Key features:

• Global person verification, document tamper detection, secondary fast ‘Express Verification’.
• Sanctions, PEP screening, ongoing monitoring, remediation.
• Business verification, company risk analytics, web and social media data integration.

Integration: RESTful API with SDKs and thorough documentation for quick integration into apps.

Certification:

• ISO/IEC 27001
• SOC 2 Type 2
• GDPR aligned

#5 ComplyAdvantage 

A specialist in financial crime risk and screening, ComplyAdvantage’s core offering is real-time AML/KYC risk screening, sanctions, PEP, watchlists and adverse media, powered by a proprietary, continuously updated global risk database and AI-driven matching. This vendor is praised for the depth of coverage and the use of machine learning to reduce false positives and streamline case handling, particularly for regulated financial services and fintechs.

Key features: 

• AML risk data, real-time alert screening, onboarding compliance automation.
• Risk detection using AI, case management for suspicious activities.
• Business entity risk profiling and monitoring.

Integration: API-first integration (REST API for embedding into workflows). Also supports SFTP data feeds or web portal use. 

Certification:

• ISO/IEC 27001
• SOC 2 Type 2
• GDPR aligned

#6 Shufti Pro

Shufti Pro offers fast, high-accuracy digital identity verification, typically returning results within 15-60 seconds according to vendor and third-party reviews. Covering KYC, KYB and AML screening, including sanctions and PEP checks, the platform combines AI with human intelligence, supporting over 3,000 identity document types in more than 150 languages and operating in 230+ countries and territories. Praised for its speed, ease of integration and user-friendly interface, some reviews point to occasional verification delays or issues with specific document types and edge-case scenarios. 

Key features:

• Full automation of identity verification, document OCR, biometric checks.
• Globally compliant AML checks and sanctions screening.
• Business verification included with similar automated processes.

Integration: API-first solution with multi-language verification flows + SDKs and localization for seamless global integration. 

Certification:

• ISO/IEC 27001
• SOC 2 Type 2 
• iBeta Level 1 & 2
• GDPR and CCPA compliant 

#7 Veriff

A highly automated KYC solution, combining AI-driven identity checks with human review where needed. Veriff’s platform supports more than 12,000 government-issued identity documents across 230+ countries and territories and 48 languages, with average verification times of just a few seconds. The key strength is its user-centric verification flow, which guides users in real time and incorporates passive liveness detection, validated through iBeta Level 2 biometric liveness compliance. Also, Veriff collects extensive device and network intelligence to strengthen fraud defenses, and offers optional AML screening. 

Key features:

• Automated document verification, face biometrics with liveness detection, configurable workflows.
• Instant screenings including sanctions and PEP, device and network risk scoring.
• Business verification capabilities with audit trails.

Integration: Multiple integration methods, such as REST API and SDKs (iOS, Android, Web), or even no-code via Zapier. 

Certification:

• ISO/IEC 27001
• SOC 2 Type 2
• iBeta PAD Level 2
• GDPR and CCPA compliant 

Final Verdict: Choosing the Right KYC Software for Your Business

KYC solutions automate identity verification, customer risk profile checks, and regulatory compliance, thus helping companies onboard their users faster, reduce fraud, and avoid the heavy burden of manual reviews. Selecting the right KYC software starts with understanding what these platforms do and how they support your business.

To choose effectively, businesses should assess their operational needs, risk management, and growth plans. Key considerations include automation quality, scalability, workflow flexibility, data security, and the overall user experience. Before choosing a KYC software, we advise to ask yourself these questions:

• How much automation is needed to reduce manual workload?
• Can the solution withstand onboarding spikes and future expansion?
• What level of fraud exposure and regulatory complexity must be addressed?
• Does the verification journey help maximize conversions across channels?
• Is the provider aligned with high standards such as ISO 27001, SOC 2, and GDPR?

Also, it’s important to take emerging trends into consideration. In 2026, KYC providers are likely to shift toward stronger AI-driven decision-making, broader global document coverage, no-code workflow customization, and fully integrated compliance stacks that unify KYC, KYB, and AML monitoring. This means your company may need fraud prevention solutions that adapt quickly to changing regulatory requirements and ever-evolving fraud schemes.

Ondato serves as a strong fit for organizations wanting a unified, configurable compliance platform. It’s well-suited for fast-growing FinTechs, digital businesses expanding globally, and regulated industries that need reliable automation without sacrificing user experience or oversight.

But, at the end of the day, the best KYC solution for your business is the one aligned with your goals, whether that’s reducing onboarding friction, strengthening fraud prevention, meeting regulatory expectations, or supporting long-term scalability. So, make your choice with your compliance team’s priorities in mind.

Published December 17, 2025

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